Coverage That Complements Medicare.
Explained Clearly.

What Is Medicare Supplement Insurance?

Original Medicare leaves behind some big gaps in coverage—and Medicare Supplement plans are designed to help fill them. Whether you're looking to reduce out-of-pocket costs or keep things simple across providers, Medigap coverage can give you peace of mind. We help clients across Nebraska—including Omaha and surrounding communities—find the right fit.

Filling the Gaps Left by Medicare

How Medicare Advantage Plans Work

A woman is standing in a hallway looking at her cell phone.
A man and a woman are looking at a laptop computer in a kitchen.

Medigap (Medicare Supplement) plans work alongside your Original Medicare coverage. They help pay for things like:



  • Deductibles
  • Copayments
  • Coinsurance
  • Emergency care abroad (in some plans)

Plans are standardized (like Plan G or Plan N), but pricing and availability vary by provider and ZIP code. We help you compare the options with real-world clarity.

Personalized Medigap Comparisons in Nebraska

Help Choosing the Right Plan

From Omaha to Lincoln and beyond, we guide you through:


  • Available Medigap plan types and what they cover
  • Monthly premiums and how they change over time
  • Enrollment timing (including guaranteed issue windows)
  • The difference between Medicare Supplement and Advantage plans


We don’t just explain coverage—we help you decide how it fits into your bigger health and financial picture.

Is Medigap the Right Fit?

Who Medicare Supplement Works Best For

Medicare Supplement coverage is ideal for people who:



  • Prefer predictable out-of-pocket costs
  • Want freedom to see any provider that accepts Medicare
  • Travel often and need nationwide access
  • Already have or prefer standalone drug coverage (Part D)


If flexibility and peace of mind matter to you, we’ll help you choose a plan that delivers both.

Why Work With Us

Real Advice. No Pressure. Ongoing Support.

As independent advisors, we help you compare Medicare Supplement plans from multiple carriers—without bias or sales pressure. We take the time to walk you through how each plan type works, how costs vary between providers, and how your timing affects both eligibility and pricing.



If you're approaching 65 or recently enrolled in Part B, we’ll help you make the most of your open enrollment window to avoid underwriting and access the best rates. And once you’re enrolled, we don’t disappear—we stay with you as your long-term support team.

FAQ

Medicare Supplement Basics

  • Do I need a Part D plan too?

    Yes. Medigap plans don’t include drug coverage, so you’ll want a standalone Part D plan to avoid penalties and stay protected.

  • Is there a deadline to enroll in Medigap?

    Your six-month Medigap Open Enrollment Period starts when you’re 65 and enrolled in Part B. After that, health underwriting may apply.

  • Can I keep my Medigap plan if I move?

    Yes, though your premium may change depending on your new location. We’ll help make the transition easy if you relocate.

  • What’s the difference between Plan G and Plan N?

    We’ll help you compare these popular plans and explain the key differences in benefits, costs, and how they impact your care.